The international private medical insurance (IPMI) provider announced that it has increased the cover limit for Elite module clients. In-hospital care cover has now been increased from S$4.5 million to $6 million, while the out-of-area cover has also been increased from $150,000 to S$250,000 for those holding the worldwide ex-US cover options.
In addition, up to $300 of any test is also now covered, regardless of whether the client has purchased inpatient or outpatient cover – as part of APRIL International’s new preventative screening benefits for adults. And APRIL International Care’s network of 1,200 local facilities now allow members to take Pap smear testing, mammography and prostate screening tests.
Alistair Dickman, Regional Head of Business Development at APRIL International, said: “For many conditions now, early diagnosis brings genuine benefits and faster recovery times.” As such, he said that APRIL International’s new changes ‘reflect the fact that we are learning more and more how important it is to stay ahead of the game when it comes to diagnosis and treatment’. “This new benefit opens up that possibility for many of our clients,” he added. “In the long term too, it is in all our interests to diagnose and treat early, as it can cost far less, which in turn helps us to keep premiums lower.”
Cost containment will no doubt be the name of the game going forward, and APRIL International is right on the money in advocating for preventative healthcare screening for its members. We’ve long that a large majority of diseases can be prevented (so says the World Health Organization), so it’s time to put this knowledge to good use and encourage a shift from reactive to proactive healthcare.