In October’s issue of ITIJ, our lead story looked at potential shortfalls in gap year travel insurance cover. This issue, David Kernek looks at a selection of products on offer for this travelling sector, and asks whether insurers are evolving their backpacker policies in line with new traveller trends
Providing deeper investigation into current issues, ITIJ’s News Analysis features allow us to expand on some of our top news stories to get to the heart of the most pressing matters affecting the industry.
Official figures flag up exotic Thailand as the most dangerous foreign country for Australian tourists. Insurers tell David Kernek about the risks awaiting gap-year and other travellers in the Asian kingdom.
At the end of June, the board members of the European Air Medical Institute (EURAMI) put out a joint statement announcing their resignation, prompting the Institute’s president to follow suit. James Paul Wallis asks what was behind the walkout and what it could mean for EURAMI
Dean Martin notoriously claimed: “If you can lie on the floor without hanging onto the carpet, you’re not drunk.” That’s not a definition that most travel insurers would accept, but the industry might benefit from a firmer consensus on how much is too much. Robin Gauldie considers policy variations that are catching consumers unawares
There is much talk of chaos in Greece this summer, in the wake of elections that have failed to produce a working government. Are travel insurers, assistance companies, tour operators and their clients prepared for a full-blown crisis? Robin Gauldie reports
There are various rules and regulations in force in certain countries around the world regarding mandatory travel cover, but the UK travel insurance industry is, on the whole, less than impressed by recent calls for such cover to be made compulsory on its own turf. David Kernek rounds up the latest opinion
In March 2011, the UK’s Financial Ombudsman Service (FOS) decided that the 2010 ash clouds that hovered over Europe from an Icelandic volcano causing weeks of travel disruption constituted a weather event. Some travel insurers disagreed, and Europ Assistance asked for a judicial review of this decision. Last month, the High Court refused the company’s request. Here, Daniel Scognamiglio and Chris Deacon examine the judicial review process and look at the latest EU Opinion on airlines’ duty of care to passengers caught up in situations such as that posed by the ash clouds
You can hardly fail to have noticed all of the headlines over the last few weeks concerning the Euro-judges banning cheap insurance premiums for women and the difficult consequences for pensions and other forms of insurance. But what has actually happened and how will it affect the cost of travelling? Simon Sheaf and Nigel Cooke explain
Millions of consumers use price comparison websites to find – and find fast – what they hope will be the right travel insurance policy at the right price. But do the sites give users a broad and impartial view of the market? It’s a question to which the industry and financial watchdogs have yet to provide a clear answer, says David Kernek
The adoption of uniform licensing standards and guidelines for travel agents and other sellers of travel insurance across the US (as reported in ITIJ 119) sounds like such a rational move one might wonder why it has taken so long, and why the struggle has been so heroic. Milan Korcok has the answers
The craze for balcony diving has the Spanish holiday industry worried, as Roger St. Pierre reveals