In the October issue of ITIJ we examine the Nordic travel insurance market across Norway, Denmark, Sweden and Iceland, and look at the unique needs of the traveller. We investigate policies for students in the US, and ask if they provide sufficient medical cover and assistance. IPMI for remote workers in the oil and gas industry is vital – we look at opportunities and challenges facing insurers and telehealth providers. The Spanish healthcare system is among the best in the world – we hear from Spanish health insurers and hospital leaders about points of pride, areas for improvement and provider relationships.