“Travel is part of the DNA of modern life,” said Chris Rolland, AllClear Chief Executive, “and as we come out of lockdown, it is natural that people will want to go overseas. The vital issue is how this can be done safely and fully following government advice on Covid-19.

“Now is not the time for anyone to travel without insurance or the false economy of cheap cover that’s full of holes. When it is safe to travel, people want to know they will be in a safe pair of hands when they go abroad. That is why we have put together a comprehensive package.”

AllClear’s new policy includes up to £15 million of emergency cover for Covid-19, along with provisions for trip cancellation or curtailment if a traveller or family member falls ill or needs to quarantine. Additionally, it provides full repatriation costs in the event that a policyholder needs to return to the UK, carer expenses for friends or relatives, cover for recuperation, emergency flights home and a maximum 30-day free extension period should the policy expire while the policyholder is quarantined, receiving treatment or in recovery from Covid-19 infection while still overseas.

Research cited by AllClear suggests that 24 per cent of those aged 55 and over are considering taking a trip overseas over the next three months, making comprehensive cover essential – and Rolland points out that while the insurer in no way wants to encourage people to take trips if it’s not safe, the policy is there to help them feel safer should they make that choice.

Hopefully, as Covid-19 seems to have driven a rise in awareness of the importance of travel insurance, those choosing to take a long-awaited post-lockdown trip will be more clued-up than they may have been in the past.