Plan VIVA: revolutionising IPMI coverage in LATAM
Accessibility and sustainability are at the heart of Trawick International’s new solution
The international private medical insurance (IPMI) market in Latin America has long needed an innovative approach – one that prioritises affordability, long-term sustainability, and personalised service. Recognising this opportunity, Trawick International’s LATAM division developed Plan VIVA, a flexible and forward-thinking solution designed to provide high-quality healthcare coverage for individuals and businesses across the region. With over 25 years of experience, Trawick International has built a reputation for delivering world-class insurance solutions. Plan VIVA reflects this legacy, offering a customisable, technology-driven, and sustainable approach to IPMI coverage.
Accessibility through modular design
Plan VIVA introduces a modular product design, allowing policyholders to customise their coverage to suit both their needs and budget. Unlike traditional one-size-fitsall plans, this approach provides greater flexibility, ensuring individuals and businesses can access premium international healthcare without unnecessary costs. By enabling policy customisation, Plan VIVA expands access to high-quality healthcare, making international medical insurance a viable option for a broader audience.
Sustainability through responsible pricing
Affordability alone is not enough – sustainability is essential. Plan VIVA maintains long-term premium stability through responsible underwriting and strategic pricing, preventing sudden rate fluctuations and allowing policyholders to plan their healthcare expenses with confidence.
Additionally, Plan VIVA offers a Good Health Discount, providing eligible clients with up to 10% in annual premium savings. This initiative encourages a proactive approach to health and wellness, benefiting both individual policyholders and the overall insurance system.
A commitment to preventive care and wellness
Plan VIVA promotes preventive healthcare by incorporating wellness benefits, early detection screenings, and health programmes that encourage policyholders to take a proactive role in managing their health.
By prioritising prevention over treatment, the plan helps reduce the likelihood of serious medical conditions and costly procedures, reinforcing Trawick International’s commitment to long-term wellbeing.
World-class service and global access
As a leader in international insurance, Trawick International is dedicated to providing exceptional customer support. Plan VIVA is backed by a team of experienced IPMI executives, ensuring policyholders receive personalised assistance wherever they are in the world.
The plan also provides access to top-tier medical facilities worldwide, with coverage reinsured by Lloyd’s of London, one of the most prestigious names in the insurance industry. This financial security enhances policyholder confidence, further solidifying Plan VIVA’s position as a leading IPMI solution.
Seamless digital experience
Trawick International has made significant investments in digital technology, creating a fully digital ecosystem that simplifies enrollment, policy management, and claims processing.
This technology-driven approach enhances efficiency, increases transparency, and improves the overall customer experience, aligning with the expectations of today’s global policyholders.
Expanding coverage: corporate IPMI launching in 2025
Building on the success of Plan VIVA for individuals, Trawick International is set to introduce VIVA Corporate in February 2025, offering group IPMI coverage for businesses with five or more employees.
This expansion allows companies across Latin America and the Caribbean to provide their employees with comprehensive international health coverage, helping businesses attract and retain top talent while prioritising employee wellbeing.
Plan VIVA offers a Good Health Discount, providing eligible clients with up to 10% in annual premium savings
Setting a new standard for IPMI in LATAM
With Plan VIVA, Trawick International is redefining IPMI coverage in Latin America, integrating affordability, sustainability, and innovation to set a new benchmark in international healthcare solutions. For individuals and businesses seeking reliable, world-class medical coverage, Plan VIVA serves as the gateway to comprehensive health protection, anywhere in the world.
March 2025
Issue
In the March issue of ITIJ we examine spring break trends; look at the changing snowbird market; and investigate IPMI policies in North America. Included with this issue is the Air Ambulance Review, which has features on clinical care for ABIs; investing in fleet; the role of brokers in the air ambulance industry and an accreditation update.
Editorial Team
The Editorial Team updates the ITIJ website daily, and works on features for the print edition. With expert industry knowledge and years of experience in writing about complex travel insurance issues, the Editorial Team is ready to investigate and report on the topics that matter most to ITIJ's readers.
