General Insurance company ICICI Lombard has announced new health insurance solutions.
They are propelled by the new IRDA ‘Use and File’ framework, due to the risks that have emerged across all sectors, including the pandemic, climate change or data privacy.
One of the new health insurance products is called Golden Shield. It focuses on senior citizens who find it difficult to get health insurance. This policy doesn’t have an age cap, meaning it is more accessible to older people.
The policy covers expenses related to room rent, intensive care, doctor fees, anaesthesia, blood, oxygen, occupational therapy and medicines, amongst others.
It also provides the services of healthcare professionals, assisting senior individuals to look after themselves and keep their family members informed.
Other health insurance policies they have introduced include Health AdvantEdge, giving worldwide international cover, and BeFit, which is a cashless outpatient policy that covers common ailments like a cough or cold, and minor injuries that don’t need hospital treatment.
ICICI Lombard also offers the IL TakeCare App, which allows policyholders to talk to doctors directly. The patient enters their details, which are sent to a relevant specialist who provides assistance and prescriptions via WhatsApp.
The majority of people believe health insurance is the most important type of coverage to have, so ensuring that people of all ages can get it is vital.