Specialist coverage offered

Company brief

takafulDar Al Takaful, based in Dubai, has launched its new travel insurance policies, some of which have been designed for travellers from the United Arab Emirates making the Hajj and Umrah pilgrimages. The family of policies, named Terhal, are available in four different levels – platinum, gold, family and Schengen, each offering different levels of coverage. The standard travel policies are available for travel from one week to one year, while the Hajj and Umrah policies are designed for group travel and are available in 15, 25 and 45-day  options. Ajai Kumar Panicker, technical senior vice-president of the company, said: “There is a big market for Hajj and Umrah – a lot of people do travel for this and these policies are much cheaper. You can take a standard policy for Hajj and Umrah, but these are specific – customers are only going to Saudi Arabia and it’s a pilgrimage – you don’t have things like baggage going missing while you’re out swimming or things like that. This is much more economical.”