Cover for Cuba ban

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Travel insurance

A recent announcement by the Trump administration has banned cruise ship operations from the US to Cuba in rules that US officials have said seek to punish the country’s communist regime. How will this impact travel to the country? Yonder Travel Insurance weighs in.

The insurer provided information on what the restrictions mean for the estimated 800,000 travellers with upcoming cruises to Cuba. “Check with your cruise line regarding their refund policy. Cruise lines with itineraries to Cuba have been responding by offering various refunds or credits. If you're booked on an upcoming cruise to Cuba, check with your cruise line immediately to see what compensation they're currently offering,” it said.

“If you purchased travel insurance for your upcoming cruise, it's unlikely this is considered a covered reason to cancel and receive a full refund. The cancellation reason (a change in a tour itinerary) would not be listed as a covered trip cancellation reason for most travel insurance policies. The only type of coverage that may issue up to a 75 per cent refund of your nonrefundable trip costs is Cancel for Any Reason coverage. To qualify, you would have needed to purchase this specific coverage within 10-21 days of your initial trip deposit and insure 100 per cent of the nonrefundable costs toward your trip. The cancellation must also occur at least 48 hours prior to the scheduled departure date.”

“If you haven't purchased travel insurance for your upcoming cruise and you're still within 10-21 days of making your initial deposit, you may still qualify for Cancel for Any Reason coverage! Run a quote or ask a travel insurance expert to see what your travel insurance options are at this time.”