Following the tragic New Zealand shootings that took place in two mosques in Christchurch on 15 March, an event that New Zealand Prime Minister Jacinda Ardern declared to be an act of terrorism, travel insurance comparison site Squaremouth has offered travel advice to those who may be worrying about upcoming trips to the country.
As many travellers may be unsure as to whether they are able to cancel or cut short their trips to New Zealand, Squaremouth has detailed how travellers’ coverage works in relation to the shootings.
Squaremouth explains that those who purchased a travel insurance policy with coverage for terrorism in place prior to 15 March 2019 may be covered to cancel their upcoming trip to New Zealand if they meet some or all of the following requirements: if the attack has been deemed an act of terrorism by the US government; if the attack occurred within seven to 30 days of a traveller's departure date; and if the attack occurred within 50 to 100 miles of a city listed on a traveller's itinerary.
Travellers who currently find themselves in New Zealand and are hoping to cut their trip short and return home early may find that they are covered to do so if their policy includes trip interruption coverage for terrorism. A travel insurance policy with trip interruption in place can refund prepaid trip costs when a trip is cut short for an unexpected reason, such as a terrorist attack, and it can also cover the additional costs a traveller pays to return home early. Squaremouth further explains that the benefit reimburses travellers up to a specified amount, typically based directly off their trip cost – if travellers choose not to insure their trip cost payments, some policies still include a limited benefit amount to return home.
Squaremouth's New Zealand Mosque Shootings Travel Insurance Information Center is sure to prove extremely helpful for concerned travellers in need of further coverage information related to this event.