Chubb, a global provider of personal accident and supplemental health insurance, has announced the launch of its Enhanced Business Travel Smart Insurance in Hong Kong.
The product has been designed to help home-grown conglomerates, small and medium-sized enterprises and multinationals to meet their duty of care requirements in an ever-more globalised business environment, in which workforces are increasingly mobile.
Among the enhancements offered as part of the new product are a waiver of the age limit for policy issuance and renewal, the inclusion of cover for travel delays that result from something beyond the control of the airline, coverage for hairline fracture caused by an accident, an extension of cover up to pre-32nd week for expectant mothers, and extension of the 100-per-cent unused medical limit for follow-up treatments for one year.
The insurance, when purchased, is accompanied by the Chubb Travel Smart mobile app, an online risk management dashboard that provides business travellers with medical and travel information. It also allows security and human resources managers to locate and send messages to their employees, wherever they happen to be.
"Our Enhanced Business Travel Smart Insurance is well suited to meet the risk mitigation requirements of growing companies where employees are required to travel near and far,” commented Stanley Wong, Chubb’s Country President of general insurance in Hong Kong. “The product enhancements and mobile app bear testament to our agility in responding to the changing needs in business travel and an increasingly mobile workforce.”