Trio of new health insurance offerings from Allianz Partners
Customers to have more health insurance policy options
Allianz Partners has announced three enhancements to its health plans, giving customers more choice in their health insurance policies.
The first is the Allianz Summit plan, designed and sold through the international health brand, Allianz Care. It offers small and medium-sized enterprises (SMEs) increased flexibility when designing employee health insurance benefits. Members gain access to a number of support services, including a 24/7 multilingual helpline, a network of over one million medical providers globally, and a range of digital health and wellness tools.
Individuals and SME customers can now opt for a new moratorium underwriting, or the traditional Full Medical Underwriting (FMU) terms. With FMU, customers provide full medical history, and after an assessment, there may be surcharges added to their cover from the outset. This is beneficial to those with existing medical conditions.
Moratorium underwriting is generally faster because of the lack of medical forms. Moratorium also takes the recurrence of an illness into account, allowing for more flexibility in the application. This offers the reassurance that, as long as the person is symptom-free, and has not needed any treatment or medical advice for a pre-existing condition for two consecutive years, then cover will begin in the third year. This is anticipated to be popular for SMEs, as onboarding of employees is much faster.
The final new enhancement is the Wysa Mind Coaching App, a chat buddy and human coaching service. The app has four million users globally and provides immediate, confidential mental health support at no additional cost. It is designed to provide early intervention for those not ready to talk over the phone or to a specialist.
The app also provides a self-care library, with over 150 tools and exercises to develop mental strength and resilience to help deal with issues ranging from body image to breakups. All tools are backed by science and hand-picked by experts. Additionally, users will have access to a professionally trained human coach to support them via in-app, text-based chat sessions.
Paula Covey, Chief Marketing Officer Health at Allianz Partners, said: “Our new Allianz Summit product and the provision of the Wysa app are both testament to the success of our preferred partnership agreement with Aetna International from earlier this year.
“Allianz Summit offers increased flexibility for SMEs and enables them to manage costs more efficiently, as different options can be selected for different groups of employees.
“The Wysa app is a multi-award-winning solution, and its availability to all customers at no additional cost highlights the importance that we as a company attach to mental fitness and wellbeing.
“The new moratorium underwriting health insurance option we’re providing allows for greater flexibility and a faster onboarding process when buying health insurance.
“These three new offerings each demonstrate Allianz Partners’ commitment to innovating with purpose, continually improving the range and flexibility of our services to customers.”