A plethora of start-up companies across the globe is disrupting the nice, quiet, steady progress of the insurance industry, offering niche products that aim to meet the needs of millennials in new and exciting ways. ITIJ takes a look at the latest offerings, asking how industry bodies can support further development and what is on the cards for insurers
ITIJ’s regular features provide an in-depth exploration of issues unique to the global travel and health insurance industry. Each feature is written exclusively for ITIJ by industry writers or experts in their field.
The popularity of private charter yacht holidays and cruise holidays has never been higher. ITIJ looks at the evolving international health insurance products available to the crewmembers who work aboard such vessels.
The rise of social media means that more travellers are being reported missing to a wider audience in a more timely fashion. But how many of these cases are genuine, and why should the travel insurance industry care?
Travellers embarking on cruise holidays present a broad set of risks. Mandy Langfield looks at how the insurance industry has developed unique products for this niche travelling population.
When underwriting an IPMI policy, key pricing and experience rating considerations must be made.
Profit margins in the travel insurance sector are squeezed pretty much as tight as they will go, but one way in which profits can be boosted is through partnerships – whether it is a trade union, an airline or a credit card provider – increasing market share without necessarily re-designing the product. Just how powerful are these partnerships?
The sources from whom travellers and their insurance companies are getting their advice matters, especially when information can vary, resulting in confusion and lack of coverage. ITIJ investigates.
Travelling with a baby or young children on a gap year poses many challenges, not least finding the right insurance cover. Could this growing demographic be better served by insurers?
Could an ageing cohort of sub-aqua enthusiasts be a worry for insurers?
ITIJ explores the complexities of duty of care for leisure travellers.